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Are You Seeking to LEGALLY Eliminate or Reduce Credit Card Debt (Business OR Personal)?

...Whether it's business OR consumer debt solutions you seek, IT DOESN'T MATTER ...ALWAYS Do Research Before Buying Into ANY Credit Card Debt Elimination Service!

...Is Curadebt a SCAM, or a Cure for Your Debt Stress? ...See The Latest BBB Report and Curadebt Review (Scroll Down for Report)





Fallen Into a Debt Trap?

Debt Stress Getting to be More Than You Can Take?

Need Help Now?



If You are Desperate to LEGALLY Eliminate or Reduce Credit Card Debt, whether it be for your Business or Personal Debt ...Be Careful of SCAMS.

...Because Credit Card Debt Elimination Scams Succeed Due to People's Desperation!


I Conducted Personal Research on Two of the Top U.S. Companies that LEGALLY Eliminate or Reduce Credit Card Debt. I also do ongoing periodic UPDATES on the latest BBB report of these companies..

...And The Results Are In.

This Review covers two popular debt settlement companies, - CuraDebt, and its sister company for Commercial Debt Management, a company called Commercial Debt Counseling.

Curadebt Gets an A+ Rating from The Better Business Bureau!!

(last checked on 6/7/09)

Commercial Debt Counseling and CuraDebt have been Members in Good Standing with the San Diego, CA BBB since 2001 (they service MOST states in the U.S., however). There are other companies who Legally Eliminate or Reduce Credit Card Debt who are BBB members throughout the country also, but not many have the outstanding, long-standing record of CuraDebt, which actually began their credit card debt elimination business in 1996.

As of June 7, 2009 (the last time I checked), if you pull up a BBB report on Curadebt, you'll find that over the past 36 months, THERE HAVE ONLY BEEN FIVE BBB complaints filed against the Curadebt / Commercial Debt Counseling company, four of which were resolved with the customer, one was administratively closed...

THAT IS POSITIVELY REMARKABLE for a company in the debt counseling / consumer debt solutions industry who helps over 10,000 clients every year and manages over $100 million in debt every year! (that stat alone should tell you the company offers the best solutions to Legally Eliminate Credit Card Debt).

Here is a Quote of the June 7, 2009 BBB Report about Curadebt:

--------------------------------------

(Begin Quote)

" When considering complaint information, please take into account the business's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB processed a total of 5 complaint(s) about this business in the last 36 months, our standard reporting period. Of the total 5 complaint(s) closed in the last 36 months, 2 were closed in the last 12 months.

These complaints concerned:1 regarding Refund Or Exchange Issues4 regarding Service Issues

These complaints were closed as:1 Administratively Closed4 Resolved

(End Quote)

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...By comparison, I recently found another credit card debt elimination company who is ALSO LISTED WITH THE BBB, BUT HAD OVER 170 COMPLAINTS, also over a 36 month time period! (obviously NOT a member in very good standing)...

So OK, the point is made. - We've established that the Curadebt / Commercial Debt Counseling company reputation is outstanding and among the top who Legally Eliminate or Reduce Credit Card Debt and Commercial Debt ANYWHERE, but just who are the best candidates for their services?

Well, if you have at least $10,000 in consumer debt that you want professional debt relief solutions for, or at least $15,000 in commercial debt and want professional commercial debt management solutions, ...and (this is important) you are BEHIND in your payments due to cash flow problems (which means your credit rating is already taking a hit), then you are an excellent candidate for the type of help that these two excellent companies can provide.

Want some more outside information on credit card debt elimination and on how to Legally Eliminate or Reduce Credit Card Debt? CLICK HERE for a good, objective article on what to look for in Commercial Debt Management and for consumers who want to Legally Reduce Credit Card Debt.


Here are what Curadebt and Commercial Debt Counseling offer in order to help you Legally Eliminate or Reduce Credit Card Debt:

- A free online debt analysis, the results of which you will receive within 30 seconds.

- A personal and skilled advisor who will help you every step of the way. Your advisor is additionally backed by an impressive NATIONWIDE staff of financial advisors, arbitrators, lawyers and lenders. The resources to legally eliminate or reduce credit card debt cannot be beat.

- Strong Company Leverage. Creditors know CuraDebt and Commercial Debt Counseling as among the best credit card debt elimination, reduction and negotiation companies around. With Curadebt managing more than $100,000,000 in debt every year, often a creditor or debt collector has more than one debtor represented by CuraDebt.

- Relief from debt collection calls. CuraDebt and Commercial Debt Counseling take these calls for you and are experts at the Fair Debt Collection Practices Act - which states that if you or your debt negotiation company sends your creditor a cease-and-desist order from calling or communicating with you, they MUST abide or face a counter lawsuit of up to $1000 for each instance that they ignore the letter and contact you - unless it is to advise you of a lawsuit or settlement.
(VERY empowering for consumers! ...However, it does not, in and of itself, relieve or reduce credit card debt).

Here Are a Couple of Helpful Links About Fair Debt Collection Laws:

* FTC's Guidelines for Fair Debt Collection

* VIDEO...Interesting Short 3 Minute Video of an Attorney Describing the"Right Way" and the "Wrong Way" of Debt Collection Practices.




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**BRAND NEW and POWERFUL Program!**


**BRAND NEW and POWERFUL Program!**

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DON'T BE a VICTIM!

There are dozens of debt reduction scams, debt settlement scams, debt consolidation scams, debt relief scams, debt collection practices scams ...you name it. They prey on your vulnerable emotional state of desperation. They advertise an offer that looks too good to be true (and usually is) - and all you have to do is pay a hefty fee.

Don't Fall For It!

Don't fall for credit card debt elimination scams that say they will wipe out all of your credit card debt by pulling some legal trick that no one else knows about (or some other too-good-to-be-true trick). Don't you think every "legitimate" debt relief company would be using these methods? The scam companies will take your money with a smile and RUN!

Scam Company Characteristics to Watch Out For:

- No Better Business Bureau (BBB) to prove reliability and good track record. They may post things like a Dunn and Bradstreet or Chamber of Commerce logo that any company can get. (Note: not all non-BBB members are scam companies, however, it makes you pause and wonder if they are legitimate and among the best debt negotiation or credit card debt elimination companies, doesn't it?)

- If you talk to a scam company on the phone, they may promise a certain amount of money that you will save, but the contract will make no mention of a guarantee. ...GET IT IN WRITING!!

- Charge a flat commission on your debt instead of on the amount that they actually save you.

- Suggest you sign up for a credit counseling debt relief program where they consolidate debt and pay your debts in full with high interest (if they pay at all after receiving your fee).

- Suggest that debt consolidation doesn't appear on your credit report - ...it does, and costs you much more than credit card debt settlement.

- Get you started with what they say will eliminate or reduce credit card debt --- and you never hear from them again.

- Actually get you deeper in debt because behind the scenes they aren't doing a thing.


Companies that LEGITIMATELY and Legally Eliminate or Reduce Credit Card Debt Just Help You Sleep Better!...



Additional Solutions for Legitimate Credit Card Debt Elimination and also Commercial Debt Management Offered by These Companies Include:


- Debt Settlement vs Bankruptcy...

...(This Is A HUGE Benefit ...A Bankruptcy will play major havoc with your life for up to 10 years. But with Curadebt's solutions to credit card debt and negotiation of commercial debt, you should be able to start building back your good credit rating soon after settlement. Ask a CuraDebt Advisor About This!).

- Relief from being charged a flat fee - you are only charged a commission on your debt savings + a one time retainer fee at the beginning ===> refundable if you don't save the money you are guaranteed to save IN WRITING.

- A WRITTEN GUARANTEE of what you will save in their credit card debt reduction program (if you meet the criteria for being in the program)

- And Oh Yeah, A BBB Member-in-Good-Standing (A+ Rating!).

Only the Best Debt Negotiation Companies Offer All of These!






One Drawback of Almost ANY Debt Settlement and Credit Card Debt Elimination Program is that Uncle Sam Will Tax Your Debt Savings...







* One thing you need to know about any debt settlement agreement (and to LEGALLY Eliminate or Reduce Credit Card Debt in the process) is that Uncle Sam (the U.S. Govt) is probably going to want his share of your debt savings by requiring it to be taxable income. Ask a CuraDebt Professional about this.

Get Your Free Debt Analysis NOW (takes 30 seconds), and receive a free initial consultation from an expert adviser on the best solutions to credit card debt for your situation.

Fill out the Free Debt Analysis form:

(Curadebt Can Help You In MOST Any State of the Union)

HERE (for assistance with how to Legally Eliminate or Reduce Credit Card Debt for Consumers)

OR

HERE (for assistance with Commercial Debt Management)

Again, after filling this out, you will receive your free debt analysis within 30 seconds, plus you may be contacted by a debt help professional from CuraDebt for a FREE debt help consultation.

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Finally, I'd like to say that if you are here looking for help because you have a severe debt problem, my heart goes out to you and I hope this information has been of the utmost help to you.

God Bless.

Make Income Through Helping Others

PS - You can help your situation even more by joining the CuraDebt Affiliate Program. If you feel as I do that CuraDebt is simply among the VERY BEST Debt Relief Programs in the US for helping consumers and businesses Legally Eliminate or Reduce Credit Card Debt, then JOIN UP. There's nothing better than making referral income by simply HELPING OTHERS!

With your help, we can touch more lives and help more people with their debt problems.


Those Links Again for the Free Debt Analysis Form:

(Curadebt Can Help You In ALMOST ANY State of the Union)

(Click Here for assistance with Negotiating Credit Card Debt for consumers)

Or Here...

(Click Here for assistance with Negotiating Credit Card Debt for Commercial Businesses)


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**BRAND NEW and POWERFUL Program!**


**BRAND NEW and POWERFUL Program!**

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